SEOUL， Sept. 28 (Xinhua) -- Cash surplus held by South Korean households dropped in the second quarter as the households spent money to purchase home amid record-low interest rates， central bank data showed on Wednesday.
Cash surplus among households and non-profit organizations reached 13.7 trillion won (12.5 billion U.S. dollars) in the April-June period， down 43.6 percent from the previous three-month period， according to the Bank of Korea (BOK).
The cash surplus means a net cash holding， which is based on cash investment into deposits， insurance and stocks minus borrowed money. The case investment amounted to 50.3 trillion won， with the borrowed money among households reaching 36.6 trillion won.
The second-quarter drop in cash surplus indicated households borrowed money to purchase home rather than investing money into securities or deposits.
The country's household debts kept a record-breaking trend amid lowered borrowing costs. The BOK cut its benchmark interest rate by 25 basis points in June to an all-time low of 1.25 percent， while the government eased regulations on mortgage financing.
Debts owed by households and non-profit organizations to financial institutions reached 1，479.3 trillion won (1.35 trillion U.S. dollars) as of end-June， up 2.5 percent from three months earlier. Enditem
MADRID Nate Thompson Jersey , Jan. 8 (Xinhua) -- If anyone was expecting the Camp Nou stadium to pass judgment on Wednesday' s decision of President, Josep Maria Bartemeu to bring forward the elections for the presidency by 12 months, will have drawn conclusions during Barca' s comfortable 5-0 home win in the King' s Cup against Elche on Thursday.
It has been a difficult four days for Barca after losing 1-0 away to Real Sociedad on Sunday. Director of Football Andoni Zubizarreta was sacked in the fallout of that defeat, while the relationship between coach Luis Enrique and Leo Messi has been questioned and the future of both coach and star player thrown into doubt with rumors of a move to England for Messi and the sack for Luis Enrique.
Perhaps it was the 10pm kick off time for a match live on TV, or perhaps the frustration at recent displays, but the Camp Nou had only 27,000 fans in the game. Those who did go to the ground saw Barca' s first choice attack of Messi, Neymar and Suarez on the pitch as Luis Enrique looked to kill the tie off in the first leg and they also made it clear with their chants Messi is the most important man at the club.
Neymar was unlucky not to get a penalty after being fouled by Damien Suarez after 9 minutes and Messi had Barca' s first shot on target a minute later.
Barca controlled the game, but it was not until the 35th minute than Messi, Suarez and Neymar combined for the latter to sidefoot his side ahead.
The goal appeared to wake the fans up with some chanting Luis Enrique' s name, everyone chanting 'Messi' and Suarez responded with Barca' s second goal five minutes from time.
Neymar should have added a third straight afterwards, but shot wide when clean through on goal, although he provoked the penalty which allowed Messi to score Barca' s 3rd of the night.
A Messi pass allowed Jordi Alba to score Barca' s fourth after 56 minutes while Neymar scored his second of the night on the hour.
In short an easy win against a rival who resisted for half an hour in front of a support which made it clear they are behind Messi first and the coach second.
Sunday' s game against Atletico Madrid will be much harder, the ground will be full and the effects will perhaps be longer lasting.
When it comes to the relevance of economy and industry analyses for equity investment decision, the concept of economy-industry-company framework of fundamental analysis has to be studied in detail. The fundamental analysis is useful during the course of efficient market set up. The logic of fundamental analysis; however, becomes crystal clear once the chemistry of earnings is understood in proper form. The fundamental analysis is useful for equity investment decision.
In the fundamental approach, various attempts are made to analyze the various fundamental or basic factors that affect the risk return of the securities. Effort, here, is to identify those securities which are perceived to be mis priced in the stock market. The assumption in this case is that the market price of the security and the price as justified by its fundamental factors called as “intrinsic value” are different and the marketplace provides an opportunity for a discerning investor in order to detect such discrepancy. The moment such a discrepancy is identified, the decision to invest or disinvest is taken.
The decision rule under this approach is as detailed below:
If the price of a security at the marketplace is higher than the one which is justified by the security’s fundamentals, sell that security. This is because, it is expected that the market will sooner or later realize its mistake and reduce its price. Therefore, before the market realize its mistake and price the security properly, a deal to sell this security should be struck in order to reap the profits. However, if the price of that security is lower than what it should be based on its fundamentals, it should be bought before the market corrects its mistake by increasing the price of security in question. The price prevailing in the market is called as the market price and the one justified by its fundamentals is called as intrinsic value.
The fundamental factors mentioned above may relate to the economy or industry or company or allsome of them. Thus, economy fundamentals, industry fundamentals and company fundamentals are considered while analyzing the security for taking investment decisions. In fact the economy-industry-company framework forms an integral part of . Cheap Authentic Jerseys Cheap Replica Jerseys Cheap Authentic NHL Jerseys Cheap NFL Jerseys Wholesale Cheap Baseball Jerseys Cheap NFL Replica Jerseys Cheap NBA Basketball Jerseys Wholesale Jerseys China Wholesale Jerseys From China Wholesale Hockey Jerseys